If you are using fiberglass insulation or pipe wrap, wrap the material around the pipes, making sure to cover them completely ... Leave the water lines exposed on the inner side of the house ...
However, outdoor hoses, faucets, and exposed pipes should be winterized even earlier ... but Homeowners insurance is likely to cover sudden and accidental damage, including burst plumbing pipes ...
Keeping up with home maintenance is costly enough, but plumbing issues can cost thousands of dollars, if not more, to repair. Homeowners insurance covers damage to some plumbing issues ...
BRING THE HOSES, MAYBE INSIDE FOR THE NIGHT, AND ALSO BRING ANY SENSITIVE PLANTS YOU MAY HAVE OUTSIDE, INSIDE, OR AT THE VERY LEAST, COVER THEM ... materials on exposed water pipes.