When you want to pay with a contactless credit card, you don't have to swipe or insert it into the card reader, instead, you can tap it or wave it across. This limits the contact it has with the reader, making it a speedier and more hygienic way to pay.

It's important to pay a store card in full each month. It's also good practice to spend only what you can afford to pay off in one billing cycle.

Here are recommendations from experts when considering a store credit card: Store credit cards are usually offered at checkout, and they provide shoppers with a line of credit that incentivizes spending more on the store’s products. If not managed correctly, these credit cards can negatively impact your credit history.

Deciding which credit card best fits a person’s or family’s needs can be tricky with so many options out there. A new Bankrate study found interest rates on retail credit cards, or store-branded credit cards,