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Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

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Learn how to find, compare, and qualify for a loan with an online lender Dawn Papandrea is a credit card expert with 10+ years of experience covering credit cards, banking, personal finance and ...

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The economy has significantly improved from just two years ago. Inflation has fallen substantially, and the labor market has returned to a more sustainable path. A soft landing is achievable, and the ...

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I write about money. I’ve been reviewing tax software and services as a freelancer for PCMag since 1993. Along the way, I took on reviews of other types of business and personal finance ...

But that doesn't mean they're free money. Personal loan APRs average 12.17%, according to the Fed's most recent data. Meanwhile, the average credit card interest rate is around 21.19%.

This does not influence our product evaluations or star ratings. View Advertiser Disclosure + The best personal loan lenders offer affordable monthly payments at a rate that fits your budget.

Keep in mind that SoFi also isn’t licensed to offer personal loans in all states, so you’ll need to check if your state is eligible before applying. *Personal loans made through Upgrade ...