Plan sponsors have a choice in the cashout policy they adopt. Currently, a quarter of all respondents allow participants to ...

Innovative and forward-thinking practices are key to increasing participation in retirement plans and expanding retirement plan coverage, experts suggest.

Mayo says that an employee must have a choice to make their catch-up contributions on a Roth or traditional basis if they earn less than $145,000 and this has been the IRS’s position. “I believe this ...

The Retirement Security Rule is all but certain to be abandoned by a Trump-Vance administration. DOL funding bills originating from the Republican-controlled House have called for it to be defunded ...

Republican control of the Executive Branch, as well as both chambers of Congress, could have significant ramifications for retirement and tax policy issues, but a few questions do still remain. As of ...

Challenges and opportunity — both are reality for retirement retirement plans and those who serve them, and speakers at the opening of the recent SPARK Forum captured the theme. “The challenge before ...

The PBGC has updated information helpful to those who look to it for income security and assistance in meeting pension obligations. This comes in the form of new present maximum guarantee values for ...

Scott continued that access to retirement plan coverage through employer-sponsored plans is higher than participation in them. Crane indicated agreement, remarking that it’s “great that we’re talking ...

Will defined contribution plans created before the SECURE 2.0 Act was enacted have to implement automatic features if they join a multiple employer plan (MEP)? The IRS has yet to provide clarification ...

This targeted training enhances understanding of 401(k) plan setup, maintenance, and compliance, focusing on effective client engagement. Earning the QKS Credential showcases your knowledge in 401(k) ...

Titled “ Does 401 (k) Loan Repayment Crowd Out Retirement Saving? Implications for Plan Design ,” the authors note recent legislative changes under SECURE 2.0, including the emergency withdrawal ...