We conduct surveys to study how consumer spending responds to higher inflation expectations. Most respondents spend the same, sticking to fixed budget plans or not considering inflation for spending ...

As the central bank and sole issuer of bank notes in Canada, the Bank of Canada needs to stay on top of payment trends. Every four years, we reach out to Canadians to ask them how they pay for things.

In June 2019, Facebook and its partners announced a plan to launch Libra, a private digital currency backed by financial assets. Their goal is to enable domestic and cross-border money transfer in a ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

We’re taking steps to better understand the impacts of climate change on the economy and to reduce our environmental footprint.

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

Carolyn Rogers, Senior Deputy Governor of the Bank of Canada, gave an interview to Ana Pereira of the Toronto Star.

A healthy mortgage market balances the interests of three groups: Borrowers look for lower payments and greater flexibility, so they may be interested in: Lenders and investors want a good rate of ...

The bottom line is that the mortgage market is a careful balance between a variety of policy objectives and a range of ...

In Canada, 39% of households have a mortgage (Statistics Canada 2024). For these households, mortgage payments typically represent their single largest regular expenditure. Ensuring that households ...