Canada’s banking regulator will no longer require banks to apply the mortgage stress test to borrowers planning to switch lenders. The Office of the Superintendent of Financial Institutions ...

Canada’s banking regulator is easing the burden on homeowners trying to switch their lender when renewing their mortgage by dropping the need to reapply the stress test. The Office of the ...

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's ...

If you’re looking to buy a home, refinance a mortgage or take out a home equity loan, it’s a good idea to monitor rates closely. Here are the current mortgage interest rates and their ...

A little knowledge about mortgage types could help you take advantage of unique loan benefits you are entitled to. That might lower your interest rate and give you some breathing room on your ...

When the mortgage term ends and they have to renew their loan, borrowers must again pass the mortgage stress test if they want to switch to a different lender because the borrower is new to that ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

We analyzed dozens of mortgage providers to find the top 10, based on affordability, types of loans offered, down payment options, customer service and other criteria. (See our methodology for ...

United Wholesale Mortgage is the latest to raise its conforming loan limits in advance of the new year, at amounts higher ...

We’ve evaluated many companies that provide home mortgage loans to bring you a list of the best mortgage lenders. Whether you prefer newer online-based mortgage companies or traditional banks ...

To woo this market of willing but cash-strapped homebuyers, Rocket Mortgage launched ONE+, a program that allows eligible homebuyers to put as little as 1% down for a conventional loan.

where borrowers move to a new lender but maintain the same loan amount and amortization schedule. This policy shift marks a departure from OSFI’s stance earlier this year. As recently as June, the ...