We conduct surveys to study how consumer spending responds to higher inflation expectations. Most respondents spend the same, sticking to fixed budget plans or not considering inflation for spending ...

As the central bank and sole issuer of bank notes in Canada, the Bank of Canada needs to stay on top of payment trends. Every four years, we reach out to Canadians to ask them how they pay for things.

In June 2019, Facebook and its partners announced a plan to launch Libra, a private digital currency backed by financial assets. Their goal is to enable domestic and cross-border money transfer in a ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

The bottom line is that the mortgage market is a careful balance between a variety of policy objectives and a range of ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

The Market Participants Survey results are based on questionnaire responses from about 30 financial market participants.

We’re taking steps to better understand the impacts of climate change on the economy and to reduce our environmental footprint.

The Bank of Canada is the nation’s central bank. We are not a commercial bank and do not offer banking services to the public ...

Do large banks in Canada have enough capital to withstand a severe economic downturn? The COVID‑19 pandemic caused a large disruption to the Canadian economy. However, this health crisis has not ...

High inflation and rising interest rates continued to challenge Canadians in 2023. This made transparent communications and engagement more important than ever. The Bank of Canada increased its ...