Having bad credit can be a huge challenge. Not only does a poor credit score prevent you from qualifying for some types of credit, but it can also impact the cost to obtain new utilities lines, rental ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

The best credit cards for good credit share several characteristics. They offer ample rewards and many benefits that often include introductory promotions, no annual fee, and relatively low APRs. What ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including ...

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...

Any time we lend something to someone, we are trusting that person to return what we’ve lent them, and to do so in a reasonable amount of time. This happens when you lend your sister your favorite ...

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An ...

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She has paid off over $50,000 of personal debt, and her debt story has ...

Our experts select the best credit cards overall. Follow our team of finance experts for the best credit card advice on the web, including tips for responsible usage, navigating rewards programs, and ...

A globally recognized name, American Express is one of the leading payment networks in the world. But the company does more than simply process payments; it also issues more than two dozen consumer ...

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments Earn 1% Cash Back Rewards* on all other eligible purchases Up to $1,000 credit limit subject to credit approval Prequalify** ...